June 2011 Issue
How Dog Breed Discrimination Can Affect Your Homeowners Insurance Coverage
Many insurance companies refuse to cover people who own dogs of certain breeds.
When Erin Sullivans employer offered her a promotion and relocation to Orlando from Baltimore, she jumped at the chance to leave the cold behind in favor of the Sunshine State. Little did she know that her excitement would soon be quashed as she attempted to find a rental home and subsequently, renters insurance that would accept her, her Pit Bull, and two Pit Bull-mixes. Stories of breed discrimination by insurance companies (and rental property owners) abound as insurance companies increasingly refuse to write homeowners and renters policies for people who own breeds of dogs that the insurance industry considers to be dangerous. Many opponents argue that the industrys decisions are based on faulty assumptions and improper use of dog bite statistics.
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